[labmom]

This is my first time posting a message. My husband and I are considering adoption, however our financial situation has kept us from pursuing it any further. We have been dealing with infertility for 10 years and my body is tired. We want to be parents and adoption has always been an option in our minds. We had to file Consumer Credit Counseling recently and we are scared it will keep us from passing the homestudy. Does anyone have any experience with this or have any advice on what to do?

Any help will be greatly appreciated

[JuliannaTeresa]

I think what you are experiencing is very common!

There are many ways to pass the Homestudy with this depending on how complex you want the Adoption to be!

The secret also is in your Interviews. Be upfront with the worker who conducts the Homestudy about your financial status.

What they look for are issues with you don't have the ability to determine what your child needs as a priority!

I don't think that you have these issues! It's perfectly natural to want to Parent your own child!

[ladybuglady]

Hi,

I wouldn't be too worried about it. You have 2 options, like JT said, be up front about it if you want or 2) just wait and see if they even ask. I think it depends on the agency, because I don't think all agencies run credit checks, some just verify employment and income and then you list your monthly expenses.

Just have faith and research the agencies and see who you feel comfortable with. You can always ask them in a phone call if it is an issue and they don't have to know who you are.

Take Care,

LBL

[labmom]

Thanks for answering....my husband and I have wanted to be parents since we met...we have several friends who have adopted and it swells our hearts to see the difference it can make in a child's life to have a family to love them. As you can tell from my user name the only mom I have been so far is to my wonderful two yellow labrador retreivers...
We love children and are around them all the time, 3 neices, 2 nephews and another on the way...always an aunt & uncle, not a mom & dad...that is what we want to experience..the only thing keeping us from moving forward is the cost of the adoption and our financial situation. It scares us to death to think of being denied and never getting to love our own child.
It makes me feel better to read your responses and now I have some hope that its not impossible for us after all.

Thanks again

[BUDDYSCOOTER]

Good luck to you and I hope everything works out, which I'm sure it will. I can relate to you in many ways; being an uncle and not a dad, with the exception of my corgie and jack russell. "Buddy & Scooter".

[Opus]

Labmom,

My wife and I went through CCCS six years ago to straighten out our financial mess - it worked out extemely well for us and never affected any of our homestudies.

BTW, going through CCCS looks a heck of a lot better on your credit report than a bankruptcy.

Go for it, there is a child out there for you.