[MzPleasant]

How does one deal with the sadness that they may not become parents due to the fact they dont have a lot of money upfront for adoption cost, How do they deal with the fact many places do not do adoption loans, nor does agency etc.. allow payments or fees based on income, yes we can afford to make payments no, we do not have 6-14k, yes we have love for God, home, grandparents,love, and the desire in our hearts to be parents, it hurts for we hear of the need for AA couple for AA situations. Last night I cried because the reality of me not being able to be a MoM.

[Shoshana]

I'm so sorry you're sad...

Here's a link where people were talking about some great ideas for adoption financing:

Show me the money...PLEASE!

Remember, when there's a will, there's a way. Try to stay positive and creative.

Best wishes in your journey to be a mom!

[34andhopeful]

Have you tried to adopt through a state agency? The wait may be longer and the child may be older, but my understanding is that it is free. There are also foster to adopt plans as well.

We could not take that route because of our ages, but I have since learned that the rules can be bent - but our son was born on Jan 15th and the adoption should be final in October.

[csressler]

Do not know where you live. Would you consider a sibling group?

We adopted 3 AA children at no cost. It was a process of approximately 2 1/2 years. We choose to foster to adopt a sibbling group. Our daughter and son came to live with us after we completed a foster parenting course. There were family visits and court dates. . . but it was worth it. The birth mother had another child and we brought her home when she was 3 days old. They are beautiful children and we consider ourselves blessed. The agency we used was ECFA (Evangelical Child and Family Agency) in Wheaton, IL. 630-653-6400.

[veronica]

hi I adopted through the state. We just brought home our son. We got to go the hospital and everything and it have not cost us one cent. We had a wait of 1 and half years but it was worth the wait. Start praying continually and believe that God have a baby out there for you just believe and before you know it your child will be there with you. And I will start praying for also.



Yvonne

[34andhopeful]

Yvonne, what a wonderful story. It just goes to show you what a wonderful experience adoption can be - even if there is a wait.

I truly believe that the child that we adopted was meant to be a part of our family. And the route that we took was the right one - even though we had to take out a second mortgage on our house. Its so amazing how similar my family's life is compared to the lives of the birthmom's family.

Both families from the West Indies and moved to England and then moved to the U.S. All in the same years. The birth father's heritage is the same as my mom's - they even have the same name! We are researching that as we speak - we may have adopted my distant cousin! How great would that be. Anyway, my son is crying so I have to scoot!

Good luck to those who have expanded their family and those who are waiting.

[EMMA ROSE]

Hi,
I have 3 adopted daughters. I totally know what you feel about money. We were also turned down for an "adoption" loan and I was broken hearted. We ended up borrowing money from everyone we knew to come up with the $18,000. I sapped out my retirement and every dime in my savings. The good news??? Adoption in Florida is MUCH cheaper if you consider "special needs". Look up what that definition means in each state. It does NOT mean the child is necessarily mentally challenged. In Florida the child can be a racial mix and still be considered special needs. There is also a federal program called "adoption subsidy". They will refund you some of your adoption costs AND they will give you money each month until the child reaches 18. You cannot go wrong. If you give up on adoption, it just means you have NOT done your homework.DK