[alaskafamily]

My husband is active duty military (E-5 - enlisted), and makes a fair amount each year. I work full time now as a daycare worker for the base. Over the years we have gotten ourselves into a fair amount of debt (15-20000) in credit cards.

We are hoping to start a Russian adoption in the next week (we've already selected our agency), and are concerned that our debt may have a negative impact on our ability to adopt. How important is debt within the homestudy?

We have a monthly budget that is working towards the goal of eliminating all our debt, but it will be awhile before it all goes away.

We really want to adopt, as I am unable to conceive a child (after 7 years of trying...), and we don't want to have to wait any longer.

Thank you.

[karabur]

My hubby is an E-6 and he is the only one who works right now. I finished college and I am looking for that first big job. The economy is bad so I am applying to everything. We bought a nice house. So this kinda pushed our budget to the max. We have like 4500 in debt and the house was 120K. We are concerned somewhat but when I get a job we will pay off all 4500. Our case is different but talk to your agency. I am 21 and dh is 24. We have been married 3 years but will be married 4 yrs at placement. Our agency was great when it came to our ages. They saw we are stable and a loving couple. We are still saving up and paying off debt. We hope to start the process in 6 months. We are doing a ton of little things to save money. I am very happy to see there are other enlisted couples adopting.

Saving up for Reagan.