[4onmybench]

Here's my idea. If we carefully planned everything w/ starting our adoption process and changed dh's W4 to where they took practically nothing out for taxes then put that extra monthly income into a savings account to help pay for fees/incidentals/travel expenses. etc. Would we be able to claim the tax credit in time so that it would cover what we owed for taxes? This assuming we started the W4 change as of Jan. 1 of next year.

I don't have a clue about taxes, tax credit or financing an adoption. So, I'm hoping one of you can let me know if this idea can work or not. And I know it wouldn't cover the entire cost but would enable us to take out less of a loan.

Thanks in advance!