[PattyR]

I have paid some of the adoption fees using a credit card account. I have excellent credit and my credit card company will send me "low interest until the debt is paid off checks to use." This is what I have used to pay some fees with a very low interest rate.

It is best to write the check directly to the agency because then I was not charged cash advance fees which can be very high. If I had written the check to myself I would've been charged the cash advance fees. This may differ from company to company so I would check.

The other thing to keep in mind is that if you do this it is very important not to be late on any payment or you will most likely lose the low percentage rate being charged.

Good luck!