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First you need to check with you agency to see if they will allow you to use a credit card and if so, how much do they charge as a transaction fee. I get a yearly bonus from work but I wasn't going to get it until after I needed to pay the first installment to the agency. I got a very low interest credit card with mileage points so that I could earn mileage for our travels and then I paid it off when I got my bonus.
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