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We got a no interest for six months Amazon Visa and used it to tide us over when we would have run of expenses all at the same time. When the six months ran out on mine we paid it off using our home equity line of credit and got one in my husbands name. It isn't a total solution, but it buys you time.

Our agency would allow us to charge our attorney fees, but they would charge us the 3 percent (or maybe it was 5 percent) transaction fee, so just keep that in mind. We fully intended to charge the second installment but when we went to do it, we found out about the fee and used our line of credit instead.