Ugh! We are self-employed and in the process of changing health insurance to get good coverage for the kiddos when they get here.
Here is the bad news... if we wait to switch until after trip #1, they will consider all the children's medicals as pre-existings! How unfair is THAT - especially when most of those medicals are false! So, we have to change now before we accept referrals and pay the super-duper higher rates (over $500 a month!!!). Anyone come across this? It seems kooky to me and I kept fighting the insurance lady on it.
Also, can you please help me with what tests, shots, medical evals you all had done once the children were brought home? I don't know what we are in for as far as how many trips to the GP, how many trips/what kind of trips to specialists, Rxs, etc. Can someone shed some light on this for me?
I don't know if they will need EKGs, EEGs, CTs, speech therapy, developmental therpay, etc.
THANKS IN ADVANCE! You realize how little you know about children when you are forced to make decisions regarding them!
