Our s/w told us to expect 12-15K for a domestic if we're working with an agency.
We're choosing to work with multiple agencies, doing our own website & business cards to help find a Bmother (we're over 40 and the more help we can get the better  )...and also, you don't have to pay the bmother's expenses, it'll just make your match faster the more open you are.
Good Luck!
Kat
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Home Study started: 8/6/04
Matched in a Designated Adoption 11/5/04
Adam is due 12/12/04
11/24/04 Update: D is 1.5cm dilated!!! Officially on Phone Watch!
12/2/04 Update: D is 3cm dilated!!! Got the "heads up" call last night! Going to happen today or tomorrow!
UPDATE! Our son was born 12/3/04! 6lb 14.9oz, 20.5"
Adam will be 2 on 12/3/06! 
He's 37 1/2" & 33 1/2lb!!!
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