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Hello! I had posted this on another support board so I thought I would just copy and paste it here! I know coming up with the funds can seem completely overwhelming-but the smartest thing I have found is to not look at the big picture! Take it in small measurable goals and it is a lot less overwhelming!! Good luck!
how we funded our two adoptions is this:
-used my husbands stock money from work
-used my husbands annual bonus
-used our tax refund
-sold off stuff that we never used like treadmill, old car etc.-added up quick
-gifts from friends/family
-refinanced house, but I do realize you said this is not an option for you
-saved each month
-donated plasma to pay for small expenses like fingerprinting, travel etc.
-held rummage sale
-applied frugal living tips as far as no cell phones, no cable tv, quit eating out etc.-pocketed money(added up to over $250 a month!)
-sold new car, bought a used minivan with cash and used money that would have been the car payment and put it into savings each month(gave us $300 a month!)
-budgeted money that would have gone for formula, diapers etc and put that into a baby saving fund!(about $75 a month-also showed our SW that we were more than able to handle the expenses of a baby)
Like I said above-don't focus on the total amount.
For example, the homestudy for us was $2200-we focused on saving for that in $200 increments instead of the whole $2200. Setting manageable small goals helped and we only had to finance one adoption. The rest was through saving! Good luck! -Sarah(mom of two)
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