I feel like this is a <insert witty insperation here>
You say you want to adopt, because you were once lost and alone, and discovered something wonderful, a family. Have you considered fostering? Or adopting a waiting child? These children are not expecting moms, but they are children who need and want a family.
You will find that the requirements are lower. In some states you can foster as early as 18. In FL it is required that you be married 1 year, as opposed to some infant adoption agencies which require 3-5 years of marriage.
I wasn't sure if you knew this was an option for you. You will also find that the $$$$ are much less when you adopt out of the foster care system. There is lots to learn, if you're interested.