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Don't know if this may help, but the non-profit agency I am going through advised that they would be looking for a "positive net worth" and stated that owning a home (as opposed to renting) would go a long way, mainly because of the equity I am guessing. They then said that they follow the INS (now BCIS) standard of 125% over poverty level. I asked if the home study requires a credit check, and they said no, to my surprise.
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