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Double insurancw
FD had Medical through DCFS.I became her legal guardian so she was also covered by private insurance.
Private insurance was primary - but Medi-Cal covered the copays for office visits and prescriptions. My private insurance paid for more presciptions than Medi-Cal so usually I had most prescriptions covered by Medical as there was no co-pay but if Medi-Cal did not cover a prescription, then I used my insurance.
Also - Medi-Cal only allows one dental visit a year. My insurance allowed three. Since FD had braces, she was supposed to have cleanings every three months. So my insurance paid for three cleanings, and Medi-Cal paid for one. When she had to have a lot of dental work done, we used both insurance for her teeth.
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