[jessibird]

I am sorry you are having a hard time with financial issues. We applied for many grants over the past year and a half and while some just needed an approved homestudy, many now want you to have a child referral. You will have to check with each grant. Also, I wanted to warn you, we found it very hard to get a grant (we got 1-through our agency and only because our son is Special needs) as each place said that they are way behind and just don't have the money :-(
We could not have done it without a little loan as there were times we had to come up with $ pretty quickly. Good luck!!