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I went with a group of students from the local university and while many of them chose to do either the belt or the neck thing i chose to simply carry the money in envelopes in my purse. I did keep a close eye on my purse and while we traveled to both Kiev, Ukraine and Moscow with a fairly large amount of cash on all of us, no one was hurt. I agree with some of the others. Do what is comfortable for you though and as long as you stay vigilant and try to unload some as quickly as possible you should be fine.
Shilo
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