Quote:
|
Originally Posted by DannieAS
My insurance is Kaiser....what do you mean exactly when you used it as secondary to Kaiser...that it could be used so you don't have to pay the co-pay?????? I'm sure I'll have these questions to ask my cw, but just thought I'd ask
|
ahhh...this is fabulous really. once your child is adopted and you have added them to kaiser.....when you check in at the front desk, and they swipe your kaiser card and say. "that'll be 15 dollars." or whatever your co pay is, you then hand them your child's medi-cal card, they swipe that as the co pay. you pay nothing. medi-cal picks up the co pay. the same goes for hospital stays or surgeries and most medication. i had problems with this about 10% of the time....as most medi-cal patients they deal with are medi-cal patients first, and have kaiser as their medi-cal provider. but we are different. we have kaiser first, with a medi-cal secondary. so they may ask you to call a kaiser office and tell them you need to "link" your medi-cal to your kaiser. those people are wrong. there is nothing for you to do at all other than hand the card over at each visit. it took me a while to learn this from kaiser team members who had btdt. the only out of pocket expenses you should then incur are for some medicines that medi-cal doesn't cover....you would then use kaiser only and have a co pay. the pharmacies are good about checking, but it does take them about 15-20 minutes to do so.....so it isn't helpful if you are in a hurry.
