Hi Shay, I would love to see a picture of Daria as well, I miss the daily dose from back in the day
! The best of luck with #2 and we were one of the lucky ones that used our home equity back in 2004 when we adopted (sold that house a couple of years ago and paid off the adoption when we did, before the whole real estate thing went bust). Also, just a thought but when we did start our adoption we did a "pay as you go" period at first. We started with the homestudy and paid for that up front, then we sent in the I600 app and paid for that up front, then started with the dossier docs and paid for that. By the time we were ready for our referral to come in we had received the HELOC on our home and then just continued. So maybe if you just start the process and go along at least if the opportunity presents itself for a referral along the way you will already be into the process and the rest will come (doors open when things are right). Thanks for checking in and giving us an update, great to hear from you!