[Kasey]

we sat down and figured out what we would need, what we would be comfortable taking out of savings and what we would borrow.
We opted for home equity line of credit (alot easier to get in 2006 then now), and just took the bigger chunks from there.
We almost have it paid off, we used the tax return we got with the tax credit and paid a big chunk off. The interest rate is so low right now (4%), because of that I was trying to talk DH into #3, he is not biting!

Good luck!!