[ChromaKelly]

OK, I'm going to be honest here, and now realizing that we are just talking about the baby's hospital expenses and not the cost of bmom's care and the actual birth (which the OP said "birth expenses", I think why everyone was confused) - I don't see the big deal about paying for the baby's hospital expenses. We were considered for a couple situations where we were told we would have to pay for the baby's expenses, and were quoted if all goes fine, that would be around $1500. Yes, that's a lot of money, but we're talking about adoptions that run in the $17-25K range. I don't see how this makes or breaks someone's decision to adopt. True, a baby could end up in the NICU and rack up a huge bill, but you can also decide not to go forward, as painful as that is.