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Originally Posted by ChromaKelly
OK, I was misunderstanding. I thought you meant the actual expenses for the birth would not be covered under Medicaid, not just the baby. Unless something goes wrong with the baby (and yes, this is coming from someone who had a $60,000 NICU bill on one of my bio daughters, and was threatened with collections until insurance co got its act together), the baby's bill shouldn't be a whole lot. The baby wouldn't stay in the hospital the whole time until TPR is signed, wouldn't he go into cradle care if you or the bmom doesn't take him home?
I can kind of see why Medicaid wouldn't want to cover a baby that is being placed. In those states where this is happening, lawmakers need to know so they can mandate that insurance companies consider "placement" to be the date of birth. This is what was done in our case. If we do get any bills for C's care in the hospital, our insurance should pick it up.
I'm sorry for what you have been through.
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To the OP, I misunderstood, too. I read "held hostage" etc., and I thought that you were implying that ALL of the expenses were supposed to be covered by the AP's. (Honestly, in writing, we call much of your word choice, and the title of the post, "hot language" designed to evoke a strong reaction, which you most certainly got.)
AFA the costs of the baby goes, that was how it was explained to me. The mother's costs are covered by her medical insurance/coverage, and the AP's are supposed to pay her deductibles and the costs related to the infant care. It's not a matter of "holding a baby hostage," it's normal to work out a payment plan at that time.
Our insurance will pick up the baby's expenses as described in the quote.
Also, if people are having medicaid pick up the bill of their child, that is unethical and should be stopped. It is part of the costs. AFA keeping a baby until the hospital gets payment in full, I would double check that. I'm fairly certain that they need just work out a plan w/ the responsible parties.
Long story short, I am sorry for misunderstanding your original post. (Truly, sorry.) I do suggest that you use cooler language about things like this, though, if you don't want the kinds of reactions you got from some of us.