[Fran27]

With my agency, we said how much we were ok to pay in expenses before the matching process, so we didn't have any bad surprises. But yes, if the match falls through, it's out of pocket. Medical expenses are after the hospital stay, and they do their best to make sure the birthmoms have medicaire if needed, but you shouldn't be responsible for them *unless* the birthmom changes her mind after the baby is placed with you.