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We sent in our paperwork today for Special Freinds and the preintake packet. I am so excited.
I am wondering, when it comes to finances if they do a full credit check. Our credit was damaged last year after a bad business decision we made, but we were able to recover. And we are almost caught up on DH student loans. I wonder if we are behind but working with the company if that will be a horrible thing. At this point we are able to pay our monthly bills, extra to the student loans to catch up, extra to the credit cards and will have them paid off in 2 months, and we still have money to eat. We have no car payments, and we own our home. I guess i am really nervous because 5 months ago, we were 60 days late on our mortgage, but caught that all up and are over paying now, and we are still considered behind on our student loans. On the credit report they will show behind, until they are caught up, even though we are working with them.
On paper we should have about 600 dollars left at the end of the month, not including food, but because we are trying to eliminate what is left of our debt, and catch up on student loans, we choose to have less fun money, and choose not to try to have savings. Getting out of debt is more important. Hopefully the govt will come thru with that rebate check soon, so i will officailly be caught up and paid off on a lot of things!! LOL
At what point into the process do they look at your financial situation? last night i was told that the home study is a ways down the road. is it part of that?
Thanks for the advice and answers. I am feeling like i am in a hurry, and i want it all done yesterday, but if i have to wait 6 months, so i wont be turned down, for being a little behind on stufent loans, and so our credit is better, I will.
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