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Nope, we didn't have it paid off, and in fact it took us a couple of years to pay of the consolidated loan we took out to finance the adoption. But, it was obviously worth it cause we did it again last year! We have about $4,000 to pay off still, but I am not worried, I have my baby home in my arms and that is all that matters. I figured an adoption costs about as much as a car and you finance that, so why not this too? We also did fundraising, got a grant and saved some of the fees...
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Mom to bio dd - age 14 - 
Mom to adopted ds - age 8 -
Waiting to adopt #3 from South Africa
December 2005 - Began Homestudy
May 2006 - Homestudy approved - 
June 2006 - Profile in South Africa
July 2006 - waiting for a referral!!!!!!
Nov 2006 - Referral - it's a boy!!!! 
Dec 27th - leave for SA! the countdown begins....
January 22nd - Home in Canada with new baby boy. 
 
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