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Our Golden Retrievers paid for most of our adoption. Three litters of puppies goes a long way.
We signed up for a no interest for 12 months credit card to cover the last couple thousand. We'll have it paid off with the tax credit long before we start accruing interest.
We didn't have to pay everything up front either. Payments were due at the home study, matching, placement and the last will be at finalization.
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Homestudy started 7/06
Homestudy finished 8/06
Officially waiting 9/12/06 
Matched and met our beautiful baby girl 3/25/07 
Finalized!!!! 10-25-07
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