Readytostart,
There are a lot of us who are "very" educated, why you emphasized that in upper caps bugs me. Why don't you be a little humble about it? Even the birthmothers in most cases are "very" educated. You need to forget about your education and realize you're in very unchartered territory. I found that out the hard way, though I considered myself "very" educated.
Now, if you want a baby, and are open to children of color, then here are two suggestions:
www.heavensentadopt.com; www.nurtureadopt.org
We did not adopt through either route, but I have heard nothing but incredible things about these two avenues in which you will find situations posted. Nurture adopt is a board in which various agencies post, most of which are good, but if budget is a concern, then Heaven Sent is the greatest. Sheila Davis is the owner of the networking service, and places babies at very low fees.