My husband and I are in the process of adopting. We researched different agencies and ended up going with Gladney Center for Adoptions. I would highly recommend them. They have walked us through the process. Yes, it's very expensive ($20,000) for us but we have put the money together by using some savings, income tax refunds, and financing the balance. We are going to pay off the financing by using the tax credit of $10,000 for next year's return. Hint* If you have a 401K, your company may allow you to borrow up to 50% of your balance for this cost. Our company did and it turned out we get 5 years to pay it back at 5% interest. If you would like more info check out
www.adoptionsbygladney.com. Good luck!
