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Old 11-11-2006, 07:45 PM
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BrandyHagz BrandyHagz is offline
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I didn't see someone mention insurance.

Make sure they not only have insurance - but insurance that covers them while they are working (driving the kids to school)...I was surprised to learn, a few years ago, that home owners and auto insurance (depending on the carrier and policy) would not cover injury/accidents that took place while the person was operating a business...meaning, if there was an accident in the home or in the car, it would not be covered.

This actually happened to me - I baby sat for a friend, but because I was compensated, it was considered a business and when her daughter was hurt in my home, I was horrified to discover that my homeowners was leaving me out in the cold because she paid me $20 a week to watch her daughter for 2 hours one day a week and that was considered a 'business'...so make sure you check!
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