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The ole' mastercard for us too.
Yash,
We had enough money saved for our homestudy but that's it. We too are going to use our credit card for the remainder of our agency fees. We looked into a bank loan and a Gold Option Loan from MBNA but the interest rates were still higher than our credit card. I know alot of these adoption resource websites say to ask your family for loans or gifts......that is totally not feasible for us and I can't imagine it is for too many people. We just keep reminding ourselves that eventually we will get the tax credit and that will help us pay off some off the debt.
Monique:=)
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