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Papa D where did you look that agency adoptions were b/t 420,000 and $40,000??? We have adopted domestically through agency's twice; our first adoption was under $6,000 and our second was $12,000 plus travel. We were trying to go through a county to do foster/adopt, but long story short it did not work for us, so we are in the great debate of whether we should go private and still do foster/adopt or save and do another infant adoption. I have called numerous agency's in our area and most of them are under $20,000.
Our rule of thumb is to always go with an agency that charges a flat fee. You know up front, regardless of birthparent's situation, what YOUR cost will be.
I would also try to find an agency that works on a sliding scale based on income.
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