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Originally Posted by kxl164
OK, well I found out something interesting... medical insurance will only pay for counseling if you are diagnosed with a mental disorder and it is deemed medically necessary.
If you are diagnosed with a mental disorder the county can come and take the kids away from you.
If you feel the need for therapy and pay out of pocket it is really expensive.
So it is a Catch 22, if you need help and get help you can lose the kids, if you need help and don't get help you can lose the kids, if you need help and get help and pay for it yourself you can keep the kids but not have any money to take care of your family.
You can't win.
We are not going to go to couseling, we are talking to more foster parents and are looking to start a support group/meeting for foster parents in our county to help support each other.
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Do you or your spouse have an "employee assistance program"? If so, then you are entitled to a few sessions of counseling that don't kick into your mental health side of your insurance. Also, seeing a psychiatist vs. a psychologist makes a difference too. A psych has an MD. That makes him/her a "doctor" not a counselor.
Also, if you are interested in using meds, your primary care physician can prescribe them and oversee your care. I don't know if you use this doc to clear you medically for fostering, but if not, they won't be reporting it to the State.