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That isn't going to make any difference at all. You may get to keep more money from each paycheck, but the adoption tax credit doesn't have anything to do with whether you pay the IRS in paycheck withholdings or whether you plan to pay by check on April 15th.
Instead, the adoption tax credit has to do with your tax liability. Remember when you're doing your taxes and you have to take your taxable income and go to that big table in the back of the book? You look up the range your taxable income falls in, and follow the line sideways across the page. Then you take the type of taxpayer you are (single, married, head of household, etc), and follow it down the page. Where the two lines intersect is your Tax Liability.
That line doesn't have anything to do with how many exemptions you claim during the year.
If your tax liability is greater than 0, chances are you can take advantage of the adoption tax credit - at least to some extent.
But if the tax liability is 0, then you cannot take advantage of the adoption tax credit. And nothing except earning more money or having fewer deductions will make your tax liability any higher.
One thing your tax accountant may be thinking is that you have to OWE the money in order to take advantage of the adoption tax credit. But in reality, it's fine if the IRS has gotten your money through paycheck deductions. If they have your tax money already, they'll send it back.
Another thing your tax accountant may be thinking is that it is better to have your money in your bank account all the time instead of waiting for the IRS to send it back to you. That is a possibility. You would rather that money be sitting in yoru bank account earning interest for you, than sitting in the government's bank account earning interest for them. I would personally rather owe the government and pay on April 15th than have paid them early in the year and get it sent back to me. But that has to do with interest income and does not have anything to do with the adoption tax credit.
Hope that helps.
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