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If you have guardianship than your husbands insurance would have to let you add them - that is a law - you do not have to official adopt them. If DHS has custody and you have placement then the state has to provide them with a medical card.
Going through the state the kids should be automatically given a medical card and there should be some financial assistance for your family - and daycare costs paid (at least there is in IL) if you both work full-time, but the downfall is you would be required to follow whatever they tell you. If you do have legal custody, I think you have all the say so until the judge allows (if that would ever happen) for the kids to go backv c
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All it takes is 1 person to change the system.
DS - 14
DD - 4
FD - 5 (came to us 3/1/06)
FD - 3 (came to us 3/1/06)
Former Placement
FD-12 was here 14 months, failed adoption <sigh>
FD- 2 was here for a week before the accident
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