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thanks i think i will copntact the ins co again and just tell them what the company is saying they have changed their story sso much and the ins co told me the info they needed. I am going to see what i can do and thanks again for the advice my dr has been really good about letting us charge her visits and on her 1 yr checkup he even said if we dont get her on ins that he will not make us pay that he will take care of it as an adoption gift to our family.I will keep ya posted about this
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