Cris:
A few years ago, I basically did what you did. I merely asked the 'powers that be in the insurance company'---stating that adoption WAS our way to have a child. (*You'd think that the insurance company would be thrilled that couples are going this route rather than the expense of IVF stuff!)
But, the 'health' part of it was the same excuse. Still, personally, I do not regard IVF treatments as a "health' issue. Just my opinion.
And, the point that IF insurance companies DID pay some flat money toward adoption.....would they exclude those who were infertile, is a good one. (Never thought about that either....
)
In our case, we chose adoption, never intending to get pregnant for various reasons. It was bad enough that with our first two adoptions, we had to 'prove' why were weren't going the pregnancy route. And, to date, I've heard that some agencies still won't work with couples who have chosen the adoption route over the pg route!!!!!!!
Nonetheless, this is a good discussion and I continue to thank everyone who is participating with their views!
Sincerely,
Linny