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I think you should consider yourself grateful to even have an insurance company that pays for infertility treatments and cost of delivery etc for an adopted child... Lots don't. --Fran
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Fran, we do consider ourselves very fortunate, because we can easily remember years ago when we were paying something like $500. per month for a deductible of 5k.
Please don't take offense, as I didn't mean to ask this 'general question' (as I stated in the OP) as a means to complain.
I guess I just have a real problem with insurance companies paying huge amounts to cover IVF treatments and surgeries to 'correct infertility'. (And thus, one reason for higher premiums).
Sincerely,
Linny