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Linny,
An adoption itself isn't medical so suggesting a medical insurance to pay for something that is not medical doesn't seem right, JMHO of course. Because fertility treatments require a dr. and often other professionals to monitor health, it makes sense to have health coverage. Many people's medical coverage does not cover procedures the same for fertility issues as they do for other concers. For example: I had a laparoscopy for pains that I was having. It was questionable if these pains were related to me not getting pregnant. If I had my procedure done for fertility reasons (check tubes etc..) my insurance would only cover half. But since we put emphasis on the pain and irregularity of my cycle, my insurance covered all but a copay.
Though I could be wrong, for fertility treatments, I don't believe there is a tax write off (like I said, could be wrong) but I know there's one for adoption expenses. State special needs comes with a larger credit. So, no complaining on my end. Curious to hear other perspectives.
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Mommy by adoption to 2 beautiful boys, one born in '01, the other in '03. Now mommy to a new little girl born in '08, full bio to our oldest son. This adoption is in progress. We adopted through Oregon's DHS.
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