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This subject has come up numerous times in the past and I believe the norm is $28K+. I don't know what you would be getting for $10K.
You really need to compare apples to apples for what the agency would be doing for you. For instance, some people on this forum have had to get all of their documents authenticated and certified themselves whereas, I paid extra to my agency but they took care of all that for me. I only provided all the documents to them and then they did the legwork it was worth the extra money to me not to have to worry about this.
Also review contracts to see if you will be required to pay additional fees for foster care if your adoption process was to take longer than a certain amount of time. All of these things add up and you need to make sure that the prices you are comparing is for the same service.
Good luck.
__________________
Joan
OUR BLOG
Mom to bio son - 23 years,
bio princess - 6 years old
__________________________________________________ _______
1st referral - 2/4/05
Lost referal after 3 months
New referral - 5/12/05
Home Forever 12/29/05
__________________________________________________ _______
Accepted referral - 2/13/07
DNA Auth 6/14/07
DNA Test Done 6/20/07
PA - 9/2/07
Out of F/C: 9/13/07
In PGN: 10/3/07
KO: 10/17/07
Resubmitted: 11/30
KO #2: 12/18
Resubmitted: 2/28/08
With 2nd Review: 3/27/08 - finally
FINALLY OUT - 4/21
Antigua BC and passport: 5/7
2nd DNA auth: 5/20
Judge orders that none of the Semillas children can leave the country: 5/20 
2nd DNA done: 6/6
MP orders birthmom interviews of all Semillas kids: 6/6
DNA results at Embassy: 6/11
PINK: 6/13
appt moved 4x because order is still in place.
Visa appt: 7/29/08
Home without my daughter: 8/1/08
Finally a complete family: 3/25/09 
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