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I don't know if the >1% is correct or not - all I know is I was one of those who said, "It can't happen to me. It can't happen in this case." But it did. So I would be wary of buying into stats of any sort, because there are no guarantees and it is too easy to say "Not me." That kind of thinking was wrong at least in my case - and my case seemed to be as cut and dried as they get.
It really all boils down to individual cases and no guarantees, regardless of the stats provided, and regardless of how "clear" the case seems.
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