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Sorry, Linny, I have to disagree. Through my agency, the minority program is less than 1/2 the cost of the caucasian program.... and the minority program is less than $13K....
PM me if you want details......
We only entered the minority program and as you can see by our timeline below, were placed in 4 months..... Agency is big too, pretty much all of the east coast is covered.....
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all the AI attempts insurance would cover and one IVF attempt that insurance did not cover - before July 04
started investigating adoption - July 04
signed with agency - Sept 04
Homestudy complete April 05- "we're in the book!"
Considered May and July 05 - not chosen
DD born August 05 - we're chosen that same day - home in 24 hours
what an awesome baby girl!!! Wish we went right to adoption!!
WE'VE FINALIZED!!! FOREVER OURS 4/28/06 
Working on domestic adoption #2 - submitted paperwork early Feb 07..... 
In the Books April 1 - no foolin'!!!
Match fell through, end of June - bmom decided to parent.
Disruption of baby girl in August - bmom decided to parent....
Matched - December 2007
Baby born Feb 08 - Welcome Baby Cakes!!
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