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(I think Jim is wearing a "Ruski" hat)
As for the topic: I worked a second job and all that money went into an account for adoption expenses.
We also took out a loan, with the intention of paying it off with our tax refunds... HAHAHA! (adoption didn't go through... had a debt, no tax refund, and no kid!) That was a painful bill to pay off!
Danielle
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3/04 sign agreement
5 - Passprts,Backgrnd Ck & homestudy
7- Submit dossier, lost referral 
8- decd: blnd referral
9- chngd Krasnodar to Volgograd;more paperwk
9/30 THE CALL!!!!! ETD: 10/20
10/8 Delayed  no trip 'till.... ?
11 -more pprwk, more probms & communication abysses.
12-ominous silence...
1/2005: Found out pregnant 
1/24 readysetgo...two weeks to MOE appt!
2/9 met referral. cancelled adoption due to timing of pregnancy vs. court dates~plan to re-try in a year
http://www.angelfire.com/folk/russiatrip
9/8/05 John-Luke Jarvis born
Jan '06: agency closed for fraud... finally.
May'06 records sent to police for agency investigation
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