[Mamma]

Thanks Laura! I totally agree about the credit cards. We only use it if we intend on paying it off quickly. That's really the only "safe" way to use credit cards..... otherwise the balances get bigger and bigger. So yes, only use the credit card option if you're able to pay the balance off BEFORE the 0% runs out.......if not, then it wasn't such a great deal!!. Thanks!! Dulce