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We were able to finalize four months after our son came home, so I think it depends on the county. As for insurance, it should be covered at placement, not finalization. Costs are all over the board. I think ours are in our program fees, so it was about an additional $250 for the court stuff on top of program fees to finalize.
Andrea
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08/08/03 Our son traveled home w/ us at four months
12/07/04 Officially waiting for a girl referral
10/31/05 Baby Hayden's referral!
01/27/06 In our arms forever at six months!
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