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My first SW wanted to see my insurance card, but I'm not sure what would have happened if I didn't have one.
I work in a family company, and we only have three people in our group. When I tried to add my daughter to my insurance, my premium was going to go up over $500 a month, so I ended up buying her her own coverage at a much lower price. I found the company over the internet, and so far they've paid any claims they are supposed to pay.
good luck-
Kathleen
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