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Sirky,
Most camera/video monitors can be hooked up to a VCR with red and/or white and/or yellow RCA cables. You should be able to buy an 8-hour VHS tape at the store or set a 2-hour tape to "EP" (the longest recording time, 6 hours?).
If that's too expensive, contact a local tech school (like Ivy Tech, DeVry, etc.) and see if they'd be willing to make it a student project. You'd provide the parts, and they'd provide the students and the tools to get it done.
Video monitoring might be a legal safeguard (and helpful for therapy) if it turns out she is acting out sexually. Has she been wetting the bed or wetting/soiling during the day?
Finally, the attachment therapist who refused to work with you due to your insurance should be reported to the licensing board! Besides, companies are required by law to provide foster-to-adopt children with health insurance if they're in an adoptive placement. (Even BEFORE the adoption is finalized, as long as you have documents declaring your home to be the adoptive placement). Our girls have been on our insurance since they arrived (as foster children for the 6-month wait until we can go back to court to finalize), but their Medicaid coverage is actually better for mental health care.
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