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Well, my wife is 35 and I'm 36 and we are in the midst of adopting a 5 year old. We were both too busy to be parents when we got married 8 years ago. We're still both pretty busy, but our careers are at a place that we have the resources we felt like we needed. I think if we had had (or adopted) a kid in our 20's we would have felt overwhelmed both on a personal and a resource level.
As Lisa said, it is totally a personal decision on what you want and don't want.
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